Jewelry Appraisals are necessary and extremely important in order to protect and insure you and your investments. To cover the full retail value of your fine jewelry, sterling silver, silver plate, coins and items, you must have an appraisal of value for each piece. You must schedule it with your insurance company under a separate *scheduling” policy or as an attachment to your home owner’s or renter’s policy. Adamark also offer private Insurance from an Independent Insurance company if you would like. Just ask us how.
There are many types of appraisals available to determine the value and authenticity of your items for Insurance, estate, tax purposes, divorce settlements, donations and for sale. We provide each client with two certified copies – one for your insurance company and one for your records.
For your information any item inherited or purchased including fine pictures, rugs, weapons anything with a high value may not be fully covered by your insurance company. please ask your agent.
A Quick Verbal Non Written Appraisal
We offer FREE verbal appraisals before purchasing anything. We will tell you the approximate value of your items. We will tell you the metal content and inform you as much information as possible. We do not charge anything, until we put it in writing. This kind of appraisal is an approximate amount you may receive for sale, trade in or amount to be appraised for, No Charge, but this is not in writing. This tells you all the important facts you should need to know.
Gold, Silver, Platinum, Jewelry. Vintage and Estate Jewelry
Loose and Mounted Diamonds & Gemstones
Hollowware including Sterling Silver, flatware, tray, tea pots etc.
Silver plated, Crystal, China. Brass, Copper & Pewter
Watches. Bullion and Coins
Heirlooms & Collectible Items
May be available While you wait
An Insurance appraisal is used to submit to your Insurance Company
An insurance jewelry appraisal tells you the approximate price at which you could replace your items with comparable merchandise at a retail jewelry establishment that sells jewelry and items of like quality. This appraisal is used to schedule these items with your insurance provider. Such an appraisal will serve as your written assurance of the quality of the item and value. This figure takes into account the proper sizes, amounts, types of metal, etc. and description of the items. The accuracy and detail included in this report makes it possible to identify or have almost exact duplicates recreated of these precious items should they ever be lost or stolen. There may be additional charges from your insurance provider for your scheduled items. This appraisal is different from the Estimate to Replace Appraisal.
One copy of the appraisal must be submitted to your insurance provider in order to be insured, you retain the other copy for your records.
A written estimate to cover lost or stolen pieces.
Used when an Item is not scheduled or insured but may be covered by your Insurance company
The Estimate to Replace Appraisal provides you with the price to replace your item today. This figure takes into account the proper sizes, amounts, types of metal, taxes etc. and description of the items. This appraisal is not the same as the Jewelry Appraisal. The accuracy and detail included in this report makes it possible to identify or have an exact duplicates recreated of your precious item.. An Estimate to Replace Appraisal is used . It would be used for unscheduled items in the event of loss, theft, burglary, or mysterious disappearance.
One copy of the appraisal must be submitted to your insurance provider, you retain the other copy for your records.
The dollar amount expected for you to receive if the item was sold for cash now.
This kind of appraisal is recommended if you have an antique or unique piece of fine jewelry. You may want to get an appraisal to learn more about the history of that type of jewelry and its value. This is often described as an Estate Appraisal, which assigns value to a piece of jewelry that is more in line with current pricing conditions and liquidity potential. Estate jewelry is often appraised to facilitate a quick sale, or to help divide property for an Estate. An Estate Appraisal is based on fair market value, that is, the price an item can bring from a willing buyer and seller without a forced sale and where time is not of the essence.
You receive two copies for your records.
When you come in, please be sure to bring everything you'd like appraised. We must actually see all items, since we are certifying that we have inspected them.
If you have any certification reports such as "GIA Lab", or "EGL"
or and documentation such as original receipt or previous appraisals.
Please Bring These items With You!
In order to protect your fine jewelry, sterling silver, flatware, holloware, estate items, diamonds, crystal, china and collectibles your insurance companies requires an additional rider on your existing policy. These riders are considered "Scheduled Property", and additional premiums may be applied. This is a listed value your insurance company will pay up to for scheduled items. Check your individual policy. The listed value on your appraisal(s) is used to set a ceiling on the amount that the insurance under writer will spend up to replace or duplicate your jewelry or item. The value for claims purposes will be determined at the time of loss. Your detailed appraisal will ensure that the replacement is of equal quality to your original items.
Appraisals over three (3) years old should be re-appraised, because values have changed. Gold, silver and gems have gone up. If loss does occur, insurance is limited to your stated value listed on the appraisal. The company may tell you are under insured, even if you have guaranteed replacement on your home owners. These items are scheduled to a specific amount only, that is what you are paying for. Please remember that even though you may have these policies, you are not covered for loss or damage unless you have your jewelry appraised and scheduled separately and submitted to your insurance company.
We are your full-service Jewelry Store in Marietta GA and whether you need jewelry repair, custom design or appraisal, we are here to help.